"This post includes affiliate links for which I may make a small commission at no extra cost to you should you make a purchase."

Thinking of hiring a freelance Caregiver expert? Ditch the expensive agencies and head to Fiverr. Access a global pool of talented professionals at budget-friendly rates (starting as low as $5!) and get high-quality work for your money.

Fiverr Logo

How Much Does It Cost to Hire a Live-In Caregiver

If you have an aging loved one who requires full-time care, you may be considering hiring a live-in caregiver. While the decision to bring a caregiver into your home is a big one, one of the main factors to consider is the cost. The cost of hiring a live-in caregiver can vary depending on several factors, including location, level of care required, and the experience and qualifications of the caregiver. In this article, we will discuss the typical costs associated with hiring a live-in caregiver and help you make an informed decision about the best care options for your loved one.

Overview of Costs

The cost of hiring a live-in caregiver can vary greatly depending on the individual’s needs and the specific requirements of the job. On average, the cost ranges from $3,000 to $7,000 per month. This cost typically includes the caregiver’s salary, room and board, and any additional living expenses. Keep in mind that these costs can fluctuate based on geographic location, the level of care needed, and the agency or individual you choose to hire.

Factors Affecting Cost

Several factors can impact the cost of hiring a live-in caregiver. One of the most significant factors is the level of care required by the individual. For those with more complex medical needs or those who require specialized care, the cost will likely be higher. Additionally, the caregiver’s experience and qualifications will play a significant role in determining the cost. Caregivers with specialized training or certifications may command a higher salary. Location is another essential factor that can affect the cost of hiring a live-in caregiver. In general, the cost of living tends to be higher in urban areas, so expect to pay more for a caregiver in a big city versus a rural area.

Understanding the Breakdown of Costs

When determining the cost of hiring a live-in caregiver, it’s essential to understand the breakdown of expenses. The primary cost will be the caregiver’s salary, which can range from $15 to $30 per hour. In addition to the salary, you will likely be responsible for providing room and board for the caregiver. This can include a private bedroom and access to common areas in the home. Some families may also choose to cover the cost of the caregiver’s meals or contribute to transportation expenses. It’s crucial to discuss these details with a potential caregiver to ensure that expectations are clear from the beginning.

Options for Financial Assistance

The cost of hiring a live-in caregiver can be daunting for many families, but there are options for financial assistance. In some cases, long-term care insurance may cover the cost of in-home care. Additionally, there may be state or federal programs available to help offset the cost of hiring a caregiver. It is essential to explore all available resources and discuss financial assistance options with a qualified professional.


Hiring a live-in caregiver for a loved one is a significant decision that requires careful consideration of both the practical and financial aspects. When determining the cost of hiring a live-in caregiver, it’s essential to consider factors such as the individual’s level of care needed, the caregiver’s experience and qualifications, and the location. By understanding the breakdown of costs and exploring options for financial assistance, you can make an informed decision that best meets the needs of your loved one. With careful planning and research, you can find the best care options for your loved one while managing the associated costs.